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Loan Payment Calculator

Estimate fixed monthly payments for an amortizing loan, excluding fees.

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02
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Loan repayment calculator online

Estimate equal monthly repayments for a fixed-rate loan. Fees, insurance, variable rates and lender-specific rounding are excluded.

How to use it

Enter Amount / value or select Try example. Review Annual interest %, Term in months. Select Calculate and inspect the result before copying or downloading.

Options and example settings

Option	Choices / value	Example default
Annual interest %	Enter a value	5
Term in months	Enter a value	36

Worked examples

Estimate equal monthly repayments for a fixed-rate loan.

Worked example — Loan Payment Calculator

Settings: Annual interest %: 5; Term in months: 36

Input:

Output:

Monthly payment: 299.70897105
Total payments: 10,789.52295768
Total interest: 789.52295768

The example output has 3 lines. Compare its order, separators and whitespace with the input before copying the result.

Choose the right tool

The example models an amortizing loan with a fixed rate and excludes additional fees. A lender’s actual payment schedule can differ because of fees, dates or product terms.

Limitations and common mistakes

Fees, insurance, variable rates and lender-specific rounding are excluded.

Frequently asked questions

How can I compute monthly loan payments online?

Enter Amount / value or select Try example. Review Annual interest %, Term in months. Select Calculate and inspect the result before copying or downloading.

Where is my input processed?

The bundled tool processes input in your browser. It does not upload tool input to a conversion service. Other site plugins, analytics, advertising and browser extensions may have separate behavior.